hi - my name is mcube and my email id is email@example.com. I am a finance and economics enthusiast. Thanks to Google - I have a platform to express my views and write empirical articles. If you agree with my views, I am happy but if any of my views or observations are inaccurate or misguided, please treat it as my ignorance. My blog is both a journey and destination - I do not want to wait for twenty years to express myself to the world. Thanks for being my readers and feel free to comment!